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#11065698 - 08/26/15 04:58 PM Boat Accident ****UPDATE****
roundman5150 Offline
Pro Angler

Registered: 12/20/09
Posts: 670
Looking for some help with this situation. I was involved in a boat accident on Saturday morning in the lakeview marina on Lewisville.2 Gentlemen in a small sailboat were not paying attention and were heading straight for the gas dock when they turned 90 degrees and ran right in the side of my boat doing close to 5 grand in damage. The owner of the boat told me he had insurance trough a binder off of his home owners policy. He then called me and said the boat on that policy was sold and the boat he hit me in was not covered and is refusing to pay me.. What is my course of action now... Pissed

After all is said and done the owners insurance company made it right and paid up... I want to thank Chris at Classic Fiberglass for jumping right on this job and doing a fantastic job on the repairs. Chris and his guys went Above and Beyond and I will be a long time customer for a long time.. I will recommend Classic Fiberglass to everyone


Edited by roundman5150 (09/16/15 06:06 PM)

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#11065700 - 08/26/15 04:59 PM Re: Boat Accident [Re: roundman5150]
21xs Elite Online   content
Extreme Angler

Registered: 02/23/12
Posts: 2799
Get a lawyer.

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#11065701 - 08/26/15 05:00 PM Re: Boat Accident [Re: roundman5150]
jasoniam Offline
Extreme Angler

Registered: 08/10/11
Posts: 1217
Loc: Bedford
UNFORTUNATELY SMALL CLAIMS COURT.....BUT OTHERS MAY CHIME IN WITH BETTER ADVICE!!
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#11065703 - 08/26/15 05:00 PM Re: Boat Accident [Re: roundman5150]
Frank the Tank Online   content
TFF Guru

Registered: 02/27/13
Posts: 19938
Loc: Rockwall & a lake somewhere
Sounds like attorney time, or call him and say the word attorney and it will cost him double or triple if it goes to that.
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#11065718 - 08/26/15 05:09 PM Re: Boat Accident [Re: roundman5150]
SkeeterRonnie Offline
Pot stirrer

Registered: 02/25/03
Posts: 52942
Loc: Forney TX
Call him and say your neck hurts and your boat has lots of damage. And just tell him his next interaction will be from your attny.
_________________________
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#11065723 - 08/26/15 05:12 PM Re: Boat Accident [Re: roundman5150]
snickers Online   content
TFF Team Angler

Registered: 05/08/09
Posts: 3948
call the police and file a report and make sure you tell them how bad your back hurts. Then hire a lawer

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#11065729 - 08/26/15 05:14 PM Re: Boat Accident [Re: roundman5150]
TdRoss Offline
TFF Celebrity

Registered: 06/09/08
Posts: 5377
Loc: Power Lines
Police, attorney.
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Second generation P1

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#11065739 - 08/26/15 05:20 PM Re: Boat Accident [Re: roundman5150]
Mulholland Offline
Extreme Angler

Registered: 10/28/13
Posts: 1887
Loc: Plano, TX
Police Report, Call to your insurance company, they will likely be able to advise best recourse I would imagine.

Or since his boat isn't insured just take it to cover your losses... He doesn't have it covered lol... hold it for ransom or sell it for scrap noidea

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#11065740 - 08/26/15 05:20 PM Re: Boat Accident [Re: roundman5150]
roundman5150 Offline
Pro Angler

Registered: 12/20/09
Posts: 670
I have already made a report with the game warden

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#11065741 - 08/26/15 05:22 PM Re: Boat Accident [Re: roundman5150]
JkWho Offline
Angler

Registered: 04/27/15
Posts: 308
Loc: Mid Cities
Have you talked to your insurance provider?

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#11065746 - 08/26/15 05:24 PM Re: Boat Accident [Re: roundman5150]
SAKS Offline
Pro Angler

Registered: 07/23/14
Posts: 801
Make a police report for sure. Taking him to court might not do you any good. He cant pay you what he may not have. That might end up being another expense for you. Not sure if this is the same as auto insurance but you might be able to claim on yours and let your insurance go after him for restitution. We had to do that in an auto accident. Even that doesn't always work though.

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#11065747 - 08/26/15 05:24 PM Re: Boat Accident [Re: roundman5150]
Mark Perry Online   content


Registered: 01/09/04
Posts: 50440
Loc: Highway 1
Get your insurance people involved. Contact the jurisdiction of the area and file an official report etc.
_________________________

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#11065763 - 08/26/15 05:32 PM Re: Boat Accident [Re: Mark Perry]
Chris G Offline
Extreme Angler

Registered: 11/16/08
Posts: 1862
Loc: Frisco, TX
Originally Posted By: Mark Perry
Get your insurance people involved. Contact the jurisdiction of the area and file an official report etc.


Mark is definitely correct here. File a claim with your insurance first assuming you have all of the info on him. Insurance company, boat ID, his contact info, etc. I've also never heard of being able to insure a boat as part of your homeowners policy so remember that in the future.

Good luck with it.
_________________________

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#11065780 - 08/26/15 05:40 PM Re: Boat Accident [Re: Mark Perry]
MV Offline
TFF Team Angler

Registered: 09/19/03
Posts: 3811
Loc: richardson tx usa
Originally Posted By: Mark Perry
Get your insurance people involved. Contact the jurisdiction of the area and file an official report etc.


Yep, they have lawyers for this . small claims for your deductible and let your insurance co go after him for their cost.

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#11065791 - 08/26/15 05:42 PM Re: Boat Accident [Re: roundman5150]
kirbydog Offline
Pro Angler

Registered: 02/18/06
Posts: 696
Loc: Colorado/Conroe
Cannot stand people who won't take responsibility for their actions. If he doesn't have insurance he should pay for the damages out of his own pocket.

Going to your insurance company makes the most sense-they should pay depending on what your policy covers then they can go after him for restitution.
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