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#10964929 - 07/08/15 09:36 PM Newbie: Sign the Loan Docs or Keep Watching Bill Dance??
Boat Please? (BP for short) Offline
Green Horn

Registered: 06/09/09
Posts: 7
Howdy TFF'ers:

I've never had a boat, but just got approved to finance a brand new Tracker Pro Team 175 @ 5.80% interest. I applied just to see if I could get approved and did.

Love to fish, but I learned the poor old school way of fishing from the banks and in creeks. Been boat fishing a handful of times, but have never been lucky enough to be the one with the boat.

Now I've got 700+ scores an office at work and reruns of Bill Dance are looking attainable after 20 years! What should I do? I'm not rolling in dough, but could afford the payment comfortably, but boats are _________________. Fill in the blank from you experienced boaters.

Should I sign the docs and scratch the itch or just save the money and buy Bill Dance DVD's?

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#10965227 - 07/09/15 06:04 AM Re: Newbie: Sign the Loan Docs or Keep Watching Bill Dance?? [Re: Boat Please? (BP for short)]
timbertoes Offline
Extreme Angler

Registered: 08/07/09
Posts: 1332
Loc: Van Alstyne
I would not buy a tracker new. clean used perhaps.
Look for a 100% all-aluminum boat - no wood decking.
which is almost every other brand.
Clean used, motor in warranty you can probably afford 18 to 19'

And if you feel comfortable with owing the money, I would go with Alum like a Ranger RT178, Rt188 (clean used) , crestliner 18 or 19, Triton, Lowes.
perhaps xpress or G3 used. but these last two, IIRC are more expensive.

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#10967713 - 07/10/15 06:45 AM Re: Newbie: Sign the Loan Docs or Keep Watching Bill Dance?? [Re: timbertoes]
Boat Please? (BP for short) Offline
Green Horn

Registered: 06/09/09
Posts: 7
Thanks for the heads up Timbertoes. Are Tracker boats not quality or are the other brands you mention just higher quality?

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#10968354 - 07/10/15 11:28 AM Re: Newbie: Sign the Loan Docs or Keep Watching Bill Dance?? [Re: Boat Please? (BP for short)]
timbertoes Offline
Extreme Angler

Registered: 08/07/09
Posts: 1332
Loc: Van Alstyne
Lots of people like their tracker boats.
I had one like a tracker, Fisher brand, with wood decks. If you saw it now, you would see the work and cost it needs smile

however do a lot of searching ! bass boat central forums also has a tin boat section to search.

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#10969210 - 07/10/15 06:13 PM Re: Newbie: Sign the Loan Docs or Keep Watching Bill Dance?? [Re: Boat Please? (BP for short)]
Boat Please? (BP for short) Offline
Green Horn

Registered: 06/09/09
Posts: 7
Excellent, thanks and will do. Will also try not to get lost or 'conned' along the way.

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#10980359 - 07/16/15 09:10 AM Re: Newbie: Sign the Loan Docs or Keep Watching Bill Dance?? [Re: Boat Please? (BP for short)]
reclending.com Offline
Angler

Registered: 10/29/10
Posts: 312
Boat loans are a good thing if managed the right way. If you take a longer term, PLEASE PAY EARLY, EXTRA AND OFTEN. Don't get stuck making the minimum payment unless you have a skinny month. If that happens, jump right back on the extra payment method as fast as you can.
Let us know if we can help.
Thank you,
Ken
(517) 930-2721 - Cell
_________________________

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#10982487 - 07/17/15 05:54 AM Re: Newbie: Sign the Loan Docs or Keep Watching Bill Dance?? [Re: Boat Please? (BP for short)]
Boat Please? (BP for short) Offline
Green Horn

Registered: 06/09/09
Posts: 7
Sounds good Ken. I appreciate the advice.

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