Talk to Ken @ Reclending. I'm pretty sure he handles transactions on used boats as well as new ones. Those guys are really good and have financial sources and will shop for the best rate. He can also advise you on the buying process so that everything goes smooth and it's a righteous deal. I'm sure most sellers out there are upfront and honest, but Ken can take a lot of the anxiety out of it. They got my loan approved in half a day. I know that's the exception rather than the rule, but it illustrates how fast these guys can work for you.
2015 Seaark 1872 MV CC Etec-90
Two Helix 12 CHIRP SI's, , MinnKota Riptide ST80/i-pilot Link, Bob's Hydraulic
2018 Robalo R180 CC, Yamaha 115
Bitter Gun Owner