Too late to help you ( I think??) for the 4th of July but, I had to make the same decisions. I NEEDED, not just wanted, a ladder that was sturdy AND functional enough to be in the water and easy to get back in the boat WITH grab rails. Hard to find but, finally found one that fit my Stratos.
I don't know if you want one like this but, C&O Marine found it for me, kinda expensive $300 plus installation but, how much is life worth?
Anyhow, here is what I wanted and ended up with:
Prevented me from getting the much wanted 2nd Talon but, had to make a choice.
Getting back in the boat wins every time. BTW: The 'trick' of riding the motor up is ok and usually works BUT, transitioning from the motor to the deck of the boat can be VERY HARD to do.
Keep that in mind.
Just my 2 cents,