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#10462136 - 12/09/14 08:07 PM my lower unit went out.
Rayburnrun Offline

Registered: 10/29/10
Posts: 330
Loc: Etoile, Tx.
I have heard insurance covers this. Is this true? I have foremost

#10462243 - 12/09/14 08:46 PM Re: my lower unit went out. [Re: Rayburnrun]
Matt M Offline
Extreme Angler

Registered: 12/09/07
Posts: 2300
Loc: Rockwall , tx
Most of the time it is due to impact and is covered is the propshaft bent

#10463294 - 12/10/14 10:22 AM Re: my lower unit went out. [Re: Matt M]
rlfisher Offline

Registered: 04/02/12
Posts: 356
Loc: Valley View Texas
My State Farm covered it but then cancell my insurance

#10464307 - 12/10/14 06:33 PM Re: my lower unit went out. [Re: Rayburnrun]
KB1953 Offline
Extreme Angler

Registered: 06/29/12
Posts: 2464
Impact yes.

#10465365 - 12/11/14 08:43 AM Re: my lower unit went out. [Re: KB1953]
BigDave1 Offline
Extreme Angler

Registered: 01/07/08
Posts: 1487
Loc: Allen, TX
accidental damage due to impact is covered. Just wearing out from use is not covered. No insurance covers anything from just wearing out. That may be covered by warranty but not insurance.

#10465730 - 12/11/14 11:11 AM Re: my lower unit went out. [Re: Rayburnrun]
BassSAT Offline
Extreme Angler

Registered: 05/21/02
Posts: 1571
Loc: San Antonio, Texas
Most insurances cover it, I had Progressive cover mine, then they cancelled
my policy.

Their argument was I should have know what was underwater...???

Go figure..!

#10621020 - 02/15/15 07:37 PM Re: my lower unit went out. [Re: Rayburnrun]
B.K.S. Offline
Pro Angler

Registered: 01/13/05
Posts: 537
Loc: Hubbard Creek Lake,Stephens Co...
Seaworthy did everything they could not to pay my lower unit claim and they succeeded.Needless to say they have gotten my last penny!
Team Seale Custom Jigs

Get the net Lizbeth,get the net!

#10621577 - 02/16/15 02:45 AM Re: my lower unit went out. [Re: Rayburnrun]
Chemdawg Offline
Extreme Angler

Registered: 01/22/13
Posts: 1236
I have has all state for a long time and never filed a claim, hearing all your horror stories about insurance company I am going to go with Bob Landry i think is name is on here. If my lower unit went out at no fault to my won i could not afford to fish it right away.

Edited by Chemdawg (02/16/15 02:48 AM)

#10931241 - 06/21/15 10:01 AM Re: my lower unit went out. [Re: Rayburnrun]

Registered: 10/22/09
Posts: 243
I had the exact situation. Took my boat to the skeeter dealer and he called and said that line had wrapped round the shaft and damaged the seal, causing the bearing to fail. He took pictures and sent them to Foremost. The paid in less that 24 hours. I asked the dealer when I bought the boat which company paid the easiest and he said Foremost. When I filed the claim they asked a couple questions about the maintenance, it was serviced every spring. They said since it was damaged by underwater object %100 covered less deductible and %3 depreciation per year.

#10953806 - 07/02/15 03:01 PM Re: my lower unit went out. [Re: Rayburnrun]
forkduc Offline
TFF Guru

Registered: 03/28/07
Posts: 10098
Loc: Plano,Texas
Foremost covered mine.

#10955282 - 07/03/15 09:54 AM Re: my lower unit went out. [Re: Rayburnrun]
Reeladdict15 Offline

Registered: 05/16/09
Posts: 105
Loc: Dallas
Gotta love it!


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